Resources

Sarah E. Berkowitz-Melton

GUIDELINES

FNMA

Seller Guide

FHLMC

Seller Guide

FHA

4000.1 Manual

VA

Lender Handbook

USDA

3555.1 Manual

AllRegs

All Agency, Federal & State Compliance, and Investor Guidelines

News, Compliance, & Employment Resources

Rob Chrisman Report

Stay informed with current mortgage news, industry employment data, and helpful commentary

CFPB

Stay up-to-date on compliance matters by visiting the Consumer Financial Protection Bureau site

Mortgages Analyzed

Gain detailed insights into a variety of mortgage related topics including capital markets, regulatory changes, and more

Bankers Online

Seek training, gather relevant information to share with your team, and read the latest industry related stories; from Bankers, for Bankers

Next Level Career Partners

Looking to expand your career in finance, or even get into another career field altogether? NLCP is a great place to start!

Sites for Everyday Use

Date & Time Calculator

Confirm documentation “good-through” dates

Business Records Database

Business lookup tool for self-employed borrowers

Public Records Database

Search for addresses, property details & more

FHFA

Stay informed on changes to county loan limits & more

FEMA Disasters

Check for FEMA-declared disasters

Property Taxes

Look up estimated property tax rates for your subject

Paycheck City

Easily calculate residual income to use in qualifying, or as a compensating factor

AM Best Rating

Quickly look up the ratings for insurance companies

Helpful Government Lending Sites & Tools

VA Portal

Lender Portal (login required)

SAR Hub

VA SAR Tools & Resources

VA RLC Hub

VA RLC Contact Info

VA Local Requirements

State Specific Info

VA Fees & Timeliness

VA Appraisal Fees

VA Circulars

Circular Lookup Tool

FHA Connection

Case Processing (login required)

HUD Clips

FHA Housing Resources

HUD FAQs

Quick Answers to FHA Questions

CheatSheets, Calculators & Tutorials

Appraisal Synopsis

Fillable form to train and perfect appraisal reviews for all agencies

Student Loans

Guideline “quick-view” for all agency requirements on how to treat student loans

VA C/O Disclosures

Step-by-step guide to generating compliant VA Cash-Out Disclosures

VA Calculation Workbook

Excel workbook programed to assist with all VA related calculations

CAIVRS

Quick & Easy breakdown to the CAIVRS process (for government loans)